Let’s be honest—we’ve all taken a few punches the last few years. Some of us are just now starting to breathe a little easier. The waters are calming, sure… but don’t get too comfortable. This ain’t smooth sailing just yet. Yeah, the headlines tell you unemployment’s down and people are spending. But let’s not kid ourselves—there’s still plenty of economic weirdness bubbling under the surface. Wages haven’t kept up, costs …

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